THANK YOU SO MUCH BY THE WAY! YOU ROCK!!!
I just responded on the thread... here's what I wrote:
I figured that out since I posted this, so what I did is copied the styles of both backgrounds and am now creating a new doc with text, applying both styles that I saved, then converting to shape - where I'm super stuck now is how to create the outline - here is where I'm at:
I know how to convert to shape... just after that can't figure out outline....
Here is the screenshot: