Re: The pdf statments that I download from my bank some how acquire password protection, even though the bank IT techs claim they do not set password security. Now, when I use Acrobat X to try to turn off password Security, it asks for a "Permissions Pass

I repeat, you will not get through to anyone who will do anything about that. Someone made the decision to put security on your statements. It seems they originally did it wrong, so you could take off the security. Now they have fixed it.